*Policies are issued by Asia-Pacific Property & Casualty Insurance Co., Ltd.
*Policies are issued by Asia-Pacific Property & Casualty Insurance Co., Ltd.
Asia-Pacific Property & Casualty Insurance Co., Ltd. Individuals International Medical Insurance policies are issued by Asia-Pacific Property & Casualty Insurance Co., Ltd. Policies are administered by Now Health International (Shanghai) Limited.
WorldCare Essential is designed to cover your employees for the high costs associated with large medical events. Our lowest-priced plan is for people who want to be sure they can access in-patient and day-patient healthcare only when they really need it.
WorldCare Essential covers in-patient and day-patient treatment worldwide. There are a wide range of excesses all the way up to RMB 94,500 per medical condition for those people who want to keep their premiums as low as possible.
If you want a small amount of out-patient treatment, there is an option to add it for an additional cost.
Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.
To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.
WorldCare Advance covers your employees for in-patient, day-patient and out-patient treatment including GP and specialist appointments, physiotherapy and alternative therapies.
WorldCare Advance is suitable for people who want all-round medical care and is also one of the most flexible of our products with multiple ways of adding additional benefits such as:
An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.
Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.
To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.
There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.
WorldCare Excel covers you for in-patient, out-patient and day-patient treatment at higher benefit levels than WorldCare Advance.
It also includes routine and complex dental care after a waiting period.
For additional flexibility, it is possible to add routine maternity care and wellness benefits as additional options.
An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.
Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15%.
To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.
There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.
Our SimpleCare Amber medical insurance plan offers vital, yet affordable health cover all In-Patient major health events, including hospitalisation, surgery and cancer treatment. This plan does not cover any Out-Patient treatment – customers looking for Out-Patient cover should view our SimpleCare Jade or SimpleCare Crystal plans.
Our SimpleCare Jade medical insurance plan is designed for individuals looking for affordable health coverage for both in-patient and out-patient treatment. This plan provides comprehensive cover for major health events such as hospitalization, surgery and cancer treatment. It also offers low levels of cover for out-patient treatment, including GP visits, drugs and dressings, and physiotherapy. Members can also choose from a range of annual deductibles to help lower their premium.
Our SimpleCare Crystal medical insurance plan is designed for individuals that want comprehensive international health cover that won’t break the bank. This plan provides comprehensive in-patient cover, including for hospitalization, surgery and cancer treatment, as well as medium levels of cover for out-patient treatment such as GP visits, drugs and dressings, and physiotherapy.
SimpleCare Crystal also includes cover for routine and complex dental treatment. Members can also choose from a range of annual deductibles to help lower their premium.
