Select the plan that suits you best

ChinaCare Plans for residents of Mainland China

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ChinaCare Plans in Detail

ChinaCare is a premier group health insurance plan insured by Asia-Pacific P&C and administered by Now Health International.

ChinaCare covers you for in-patient and day-patient care, and your employees can access Tier 3 Public Hospitals (includes VIP and Foreign Department) within Mainland China.

Each ChinaCare option is designed to give comprehensive care to suit different circumstances.

 

For full terms and conditions, download the members’ handbook.

ChinaCare is a premier group health insurance plan insured by Asia-Pacific P&C and administered by Now Health International.

ChinaCare covers you for in-patient and day-patient care, and your employees can access Tier 3 Public Hospitals (includes VIP and Foreign Department) within Mainland China.

Each ChinaCare option is designed to give comprehensive care to suit different circumstances.

 

For full terms and conditions, download the members’ handbook.

ChinaCare is a premier group health insurance plan insured by Asia-Pacific P&C and administered by Now Health International.

ChinaCare covers you for in-patient and day-patient care, and your employees can access Tier 3 Public Hospitals (includes VIP and Foreign Department) within Mainland China.

Each ChinaCare option is designed to give comprehensive care to suit different circumstances.

 

For full terms and conditions, download the members’ handbook.

WorldCare Plans for residents of Mainland China

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WorldCare Plans in Detail

WorldCare Essential is designed to cover your employees for the high costs associated with large medical events. Our lowest-priced plan is for people who want to be sure they can access in-patient and day-patient healthcare only when they really need it.

 

WorldCare Essential covers in-patient and day-patient treatment worldwide. There are a wide range of excesses all the way up to RMB 94,500 per medical condition for those people who want to keep their premiums as low as possible.

 

If you want a small amount of out-patient treatment, there is an option to add it for an additional cost.

 

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

 

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

 

For full terms and conditions, download the members' handbook.

WorldCare Advance covers your employees for in-patient, day-patient and out-patient treatment including GP and specialist appointments, physiotherapy and alternative therapies.

 

WorldCare Advance is suitable for people who want all-round medical care and is also one of the most flexible of our products with multiple ways of adding additional benefits such as:

  • Routine maternity care
  • Routine and complex dental care
  • Wellness, optical and vaccinations

 

An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.

 

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

 

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

 

There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.

 

For full terms and conditions, download the members' handbook.

WorldCare Excel 
covers you for in-patient, out-patient and day-patient treatment at higher benefit levels than WorldCare Advance.

 

It also includes routine and complex dental care after a nine-month wait period.

 

For additional flexibility, it is possible to add routine maternity care and wellness benefits as additional options.

 

An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.

 

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

 

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

 

There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.

 

For full terms and conditions, download the members’ handbook.

WorldCare Apex
 is our most comprehensive plan with very high benefit limits. It includes in-patient, day-patient and out-patient treatment, at higher levels than WorldCare Excel, as well as routine 
maternity care after a 12-month waiting period.

 

It is suitable for those employees who want the highest level of cover and are perhaps starting to plan a family.

 

For additional flexibility, it is possible to add wellness, optical and vaccination benefits as an additional option.

 

An out-patient direct billing additional option is available to residents of Mainland China, which provides access to a network of restricted medical providers. This is an excellent option for those people who want to access cashless out-patient medical treatment without the high cost of a nil excess.

 

Residents of China can elect to receive hospital treatment in a semi-private room in Mainland China or with a co-insurance of 15% in return for a discount.

 

To reduce the premium further, there is also an additional option to cover treatment only within the Greater China region: Mainland China, Hong Kong, Macau and Taiwan.

 

There are also additional co-insurance and restriction additional options to help make the plan as tailored as possible.

 

For full terms and conditions, download the members’ handbook.

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